ࡱ> d  !"#$%&'()*+,-./0123456789:;<=>?@ABCDEFGHIJKLMNOPQRSTUVWXYZ[\]^_`abcefghijklmnopqrstuvwxyz{|}~Root Entry F\8@1bWorkbook7_VBA_PROJECT_CUR" ]_P_VBA0Xh_Z_  \pBW,g }N Ba=  ThisWorkbook=J8@"1 r-3 000001 r-3 000001 r-3 000001 r-3 000001 r-3 000001 xr-3 000001 r-3 000001  r-3 000001 $r-3 000001rArial1r-3 00001rArial1rArial1rArial1rArial1rArial1rArial1.rTimes New Roman1rCalibri1 r-3 000001 rCalibri1 r-3 000001rArial15rCalibri1rArial1 rCalibri19rArial1rHelv1 rPalatino1rCourier1rCalibri1 rPalatino1 xrPalatino1rArial1,>rCalibri1>rCalibri1>rCalibri1>rCalibri1rArial15rCalibri1<rCalibri1r-3 fg1?rCalibri1.rHelvetica-Black1h>rCambria1 rPalatino1.rHelvetica-Black1.rHelvetica-Black1  r-3 000001 4r-3 000001 4r-3 000001 r-3 000001 ?r-3 000001 >r-3 000001rfg1@rArial1 r-3 000001rArial1r-3 00001rArial1rArail"\"#,##0;"\"\-#,##0"\"#,##0;[Red]"\"\-#,##0"\"#,##0.00;"\"\-#,##0.00#"\"#,##0.00;[Red]"\"\-#,##0.007*2_ "\"* #,##0_ ;_ "\"* \-#,##0_ ;_ "\"* "-"_ ;_ @_ .))_ * #,##0_ ;_ * \-#,##0_ ;_ * "-"_ ;_ @_ ?,:_ "\"* #,##0.00_ ;_ "\"* \-#,##0.00_ ;_ "\"* "-"??_ ;_ @_ 6+1_ * #,##0.00_ ;_ * \-#,##0.00_ ;_ * "-"??_ ;_ @_ \$#,##0_);\(\$#,##0\)\$#,##0_);[Red]\(\$#,##0\) \$#,##0.00_);\(\$#,##0.00\)% \$#,##0.00_);[Red]\(\$#,##0.00\) 0.0%yyyy"t^"m"g";@#,##0.0;[Red]\-#,##0.0##,##0;"% "#,##0\+#,##0.0%;[Red]\-#,##0.0% #,##0_  0.0%;"%"0.0%!"$"#,##0_);[Red]\("$"#,##0\)#,##0;\-#,##0;"-"#,0%;"%"0%)0.0\p\t;"%"0.0\p\t[$-409]mmm\-yy;@+&#,##0.0_ ;\-\ #,##0.0_ ;\ 0.0_ ;"- "\ .)#,##0%\ ;"- "#,##0%\ ;\ 0.0%\ ;\ "- "\ \ $#,##0.0\p\t\ ;"- "#,##0.0\p\t\ % #,##0_ ;\-\ #,##0_ ;\ 0_ ;"- "\ "Yes";"Yes";"No""True";"True";"False""On";"On";"Off"],[$ -2]\ #,##0.00_);[Red]\([$ -2]\ #,##0.00\)0.0%;[Red]\-0.0%0.00.0\p\t;"-"0.0\p\t0.0\p\t;[Red]"-"0.0\p\t0%;[Red]"-"0%)$[Red]#,##0.0\p\t\ ;"- "#,##0.0\p\t\ (##,##0.0\p\t\ ;[Red]"-"#,##0.0\p\t\ 0.0%;[Red]"-"0.0%0.0%;[Red]"-"0.0%\ 0.0%\ ;[Red]\ "-"0.0%\   7                                                                      6   ,         *   6         , 4    p   "  ff & # #  # #    @  8 8 8  ! # !# ""@ "@ # P $ P %  % &  ' @ @  ( ` # ) *      + ,    - . . / /  0!  @  a@       1ff    2` 3  & ( 4a> 5   6     H7  X7  1H7  H  h  x   x   X  H  X7  &qH7  &qH  &qH.  &qh  &qh.  &qh   &qh . &qH7 &qH &qh@  &qh@ . &qh  1H7  H  1H7  1H  |.  |  |.  |  | .  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H ql. qL. &qh  y\.  &ql &ql &ql '&qx &qx@   &q|  &qx-  qL ql@   1L  |   1l   1L  1l   ql  qL ql  q\  q| ql  qL  qL  &qH  &qH &qH  &qX  &qh  &qh@   H &qH H  &qh  &qx  1l  1l  1l@   |  H  |  |   &qh ql-  y\- ql -  &qx - &qx@ - =&qh - '&qx  1X  1x   1x@  1x X 8X  \ X 20% - Accent120% - Accent220% - Accent320% - Accent420% - Accent520% - Accent620% - 00000 120% - 00000 220% - 00000 320% - 00000 420% - 00000 520% - 00000 640% - Accent140% - Accent240% - Accent3 40% - Accent4!40% - Accent5"40% - Accent6#40% - 00000 1$40% - 00000 2%40% - 00000 3&40% - 00000 4'40% - 00000 5(40% - 00000 6)60% - Accent1*60% - Accent2+60% - Accent3,60% - Accent4-60% - Accent5.60% - Accent6/60% - 00000 1060% - 00000 2160% - 00000 3260% - 00000 4360% - 00000 5460% - 00000 6 5Accent16Accent1 - 20%7Accent1 - 40%8Accent1 - 60% 9Accent2:Accent2 - 20%;Accent2 - 40%<Accent2 - 60% =Accent3>Accent3 - 20%?Accent3 - 40%@Accent3 - 60% AAccent4BAccent4 - 20%CAccent4 - 40%DAccent4 - 60% EAccent5FAccent5 - 20%GAccent5 - 40%HAccent5 - 60% IAccent6JAccent6 - 20%KAccent6 - 40%LAccent6 - 60%MCalc Currency (0)N CalculationOCentered HeadingP Check CellQ CodeIntCalcR Comma [0] SComma 0 TComma 2U Currency [0]V Currency 0W Currency 2 XDataY Date AlignedZ Dotted Line[ Emphasis 1\ Emphasis 2] Emphasis 3^Footnote_ Hard Percent `Header aHeader1 bHeader2c Heading 1d Heading 2e Heading 3f Heading 4 gInputhInput [yellow]i Linked CelljMultiple kNeutrallNormal - Style1mNormal 2nNormal_#18-Internet oNote pOutputq Page Numberr Percent [2]s Percent 2t Sheet Titleu Table HeadvTable Head AlignedwTable Head BluexTable Head Greeny Table Titlez Table Units {Total|00000 1}00000 2~00000 300000 400000 500000 60000 00000 00 { Ɩ QR eQR'jn_~x`1X0xS 83fff3f3ffffffff3333f\Q8ȾeRfN-cR-d@ &{ f4(g }P[ - PN(u000`NTokio Marine & Nichido Nisshin FireQQ  ;  ;  ;  ;O5 Z_658BBEC8_8F52_4E66_992D_63522D644091_.wvu.PrintArea;O5 Z_658BBEC8_8F52_4E66_992D_63522D644091_.wvu.PrintArea;"dp]- 5- 5 /Tokio Marine & Nichido Fire Insurance Co., Ltd. 5Tokio Marine Holdings, Inc. 5(billions of yen, except for %) 5FY2013 5FY2014 51Q 52Q 53Q 54Q 5 (Apr.-Jun.) 5 (Apr.-Sep.) 5 (Apr.-Dec.) 5 (Apr.-Mar.) 5FireMarineP.A.AutoCALIOtherTotal Non-fleet 5Premiums 5Number of cars 5Per-auto premiums 5Fleet 5Total 5&(*) Including loss adjustment expenses 5Total  5'(*) Including loss adjustment expenses 5Fire 5Marine 5Auto 5Other 5'(*) Excluding loss adjustment expenses 5P.A. 54Operating and general administrative expenses on U/W 5Personnel expensesNon-personnel expensesTax and contribution Agency commissions and brokerage 5!Business expenses on underwriting 5Agency commission ratioExpense ratioOutstanding claims excl. IBNR 5IBNR 5/(*1) Excluding Residential earthquake insurance 5%(*2) Residential earthquake insurance 5CALI 5:(*) Including reserve for Residential earthquake insurance 5X(*) Total of Policyholders' contract deposits and Reserve for dividends to policyholders 5Interest and dividendsDomestic bonds 5Domestic stocks 5Foreign securities%Investment income on deposit premiums 5Net interest and dividends#Gains/Losses on sales of securitiesImpairment losses on securitiesGains/Losses on derivatives$Other investment income and expensesNet investment income*Nisshin Fire & Marine Insurance Co., Ltd.  5(millions of yen, except for %) 5-4Operating and general administrative expenses on U/W %Net premiums written :%Auto insurance : YoY change (Managerial accounting basis)  5 %Net claims paid %Net W/P basis loss ratio*  5*%Net incurred losses (Private insurance)*  5600 Excluding Residential earthquake insurance and CALI' 5W%Net incurred losses caused by natural disasters during the period (Private insurance)*: 5.%Net E/I basis loss ratio (Private insurance)*  5T%Net E/I basis loss ratio excluding impact of natural disasters (Private insurance)*  5# %Business expenses on underwriting   %Expense ratio  %Outstanding claims reserves  Fire*1< 5 CALI, EQ*2< 5%General underwriting reserve  5 Fire*< 5%Catastrophe loss reserve  5#%Reserves for saving type products*  5%Underwriting profit  5%Net investment income  5%Ordinary profit  5 %Net income  5%Net claims paid  5August 7, 2015 5 FY2015 5 - 5b5< f==@>>? 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